Terms and Agreements
Effective date: November 12, 2026
These Terms and Agreements (“Terms”) apply to your access to and use of the Daywise website and its free calculators and other tools (“Daywise,” “we,” “us,” or “our”). By accessing or using the website, you agree to these Terms. If you do not agree, do not use the website.
1. What Daywise provides
Daywise offers general-purpose online calculators and informational tools for convenience. We may add, change, suspend, or remove tools or website features at any time. We do not promise that every tool or feature will always be available.
2. No professional advice
Daywise results are estimates for general informational purposes only. They are not financial, tax, legal, accounting, employment, medical, or other professional advice, and they do not create a professional-client relationship. Results may omit taxes, deductions, fees, local rules, special circumstances, or rounding differences. You are responsible for checking inputs and independently verifying important results with an appropriate qualified professional or authoritative source before acting on them.
3. Your responsibilities and acceptable use
You agree to use Daywise only for lawful purposes. You must not attempt to disrupt, damage, overload, probe, or gain unauthorized access to the website or its systems; introduce malware; interfere with another person's use; scrape or copy the website in a way that violates applicable law or these Terms; or use the website to violate another person's rights.
4. Intellectual property
Unless otherwise stated, the Daywise name, branding, website design, original text, and website code are owned by or licensed to the site operator and are protected by applicable intellectual-property laws. You may use the tools for your personal or internal lawful purposes. You may not copy, republish, sell, or distribute substantial portions of the website or its content without permission, except where applicable law allows it.
5. Calculator results and responsibility
You are responsible for the values you enter and how you use the results. We do not warrant that calculations will meet every specialized, regulatory, payroll, tax, financial, or business requirement. Always verify calculations that could affect money, legal rights, health, employment, or other important decisions.
6. Third-party websites and services
Daywise may link to third-party websites or services. Those sites are controlled by their respective operators and may have separate terms and privacy policies. We are not responsible for their content, availability, security, or practices. A link does not necessarily mean that we endorse the third party.
7. Privacy
Your use of Daywise is also subject to our Privacy Policy. The website's features and data practices may change, and the Privacy Policy should be updated when they do.
8. Website availability and disclaimer of warranties
To the maximum extent permitted by applicable law, Daywise is provided “as is” and “as available,” without warranties or conditions of any kind, whether express, implied, or statutory, including implied warranties of merchantability, fitness for a particular purpose, title, and non-infringement. We do not warrant uninterrupted, secure, or error-free operation or that defects will be corrected. Some jurisdictions do not allow certain warranty exclusions, so parts of this section may not apply to you.
9. Limitation of liability
To the maximum extent permitted by applicable law, the site operator will not be liable for indirect, incidental, special, consequential, exemplary, or punitive damages, or for loss of profits, revenue, data, goodwill, or business opportunities, arising out of or related to your use of or inability to use Daywise. To the maximum extent permitted by applicable law, the site operator's total liability for claims arising from the website will not exceed the amount you paid to use Daywise during the twelve months before the event giving rise to the claim; because the tools are currently free, that amount is generally zero. Nothing in these Terms limits liability that cannot lawfully be limited or removes rights that cannot legally be waived.
10. Changes to these Terms
We may update these Terms as the website or applicable requirements change. We will update the effective date when changes are made. Your continued use of Daywise after updated Terms are posted means you accept the updated Terms to the extent permitted by law. If you do not agree to a change, stop using the website.
11. Suspension or termination
We may restrict or suspend access to the website where reasonably necessary to protect the website, users, or our legal rights, or to comply with law. You may stop using Daywise at any time.
12. General provisions
If any part of these Terms is found unenforceable, the remaining parts will continue to apply to the extent permitted by law. A failure to enforce a provision is not a waiver of that provision. These Terms describe the entire agreement between you and the site operator regarding your use of Daywise, subject to any mandatory rights under applicable law. These Terms do not create an agency, partnership, employment, or joint-venture relationship.
Governing law and venue: These Terms are governed by the laws of the State of Tennessee, without regard to its conflict-of-law rules. Subject to applicable law and any non-waivable consumer protections, any action arising out of or relating to these Terms or Daywise must be brought in the state or federal courts located in Tennessee, and the parties consent to the jurisdiction of those courts. This provision does not prevent a consumer from bringing a claim in another forum when applicable law gives the consumer that right.
13. Contact
Questions about these Terms may be sent to brendenthomet6@gmail.com.
Important: This is a general U.S.-oriented starter draft, not legal advice or a legal-compliance certification. It has not been reviewed by a licensed attorney. Before relying on it for a public business, have a lawyer review it for the site operator's state, business structure, audience, advertising/affiliate plans, and actual data practices. In particular, confirm that the Tennessee governing-law and venue provision is appropriate for the site operator and ensure the Privacy Policy matches the live site.